Credit and onboarding files reach analysts complete and checked.
Banks and lenders receive statements, payslips, identity papers and annual reports from their customers. The platform reads them, cross-checks them against your policy and writes the results to your core systems. Credit decisions stay with your analysts.
Workload
Most of the evidence arrives from customers.
Applications come through branches, brokers and online forms, as scans and phone photos. Corporate credit files add annual reports in every layout. Processors key the figures into the origination system, compare them across documents and chase what is missing.
Median for a retail mortgage, before go-live.
Median, measured before go-live.
Returned by underwriting as incomplete, before go-live.
The processes with the most manual work.
Each runs on the same platform, queue and audit log. Most banks start with one and add the next once it meets its gate.
- Loan application intakeApplication bundles are split, income and liabilities are extracted, and payslips are matched to bank credits.Page in preparation
- Credit spreadingAnnual reports and management accounts are spread into your credit template, with every figure linked to its line.Page in preparation
- Onboarding and KYC reviewIdentity documents and register extracts are read, cross-checked and screened at onboarding and at each periodic review.Page in preparation
- Trade finance documentsLetters of credit, bills of lading and invoices are checked against each other and the credit terms.Page in preparation
- Invoice processingSupplier invoices are matched to the purchase order and posted to your ERP.84% touchless
- Intake and routingRequests and complaints from every channel are checked for completeness and routed to the right team.93% routed without triage
- Redaction and disclosurePersonal data is removed from files before they go to data rooms, auditors or regulators.Page in preparation
- Regulatory searchStaff get answers from regulations and internal policies, with the cited passage beside each answer.Page in preparation
The rules your process runs under.
How the platform meets each one. Evidence packs for your auditors are available under NDA.
- EBA outsourcing guidelines
- Audit and access rights, a documented exit plan and an on-premises option for critical functions.
- AML · SSO
- Identity checks and screening follow your policy. Each check is stored with its source and result.
- GDPR
- Each process keeps only the personal data it needs. Retention follows your policy.
Connected to the systems you run.
- Core banking
- Temenos
- Finastra
- Oracle FLEXCUBE
- SAP Fioneer
- Origination
- nCino
- Salesforce Financial Services Cloud
- Credit analysis
- Moody’s CreditLens
- Excel templates
- Documents
- OpenText
- Hyland OnBase
- SharePoint
Talk to
an engineer.
A solutions engineer reviews your processes with you and shows where automation pays off, and where it does not.
Book a call